Bank rewards
The card points you never redeem? Pull them in and spend them on lunch instead.
How it works
Two taps. One balance.
Everything working for you.
No math, no menus, no punch cards. Here's the whole thing, start to "Paid."
The pay loop
Scan. Confirm. Done.
Open ULT and scan
Point at the QR on the counter. That single scan is the whole checkout — no card to fumble, no cash, no tapping through menus.
Check the bill
The amount shows up on your screen. Say the bill is 240.00 EGP.
Points pay first
Your balance covers whatever it can — here, −180 come off the top automatically.
Card covers the rest
The remaining 60.00 EGP goes to your linked card — tokenized, never shared with the merchant.
You earn back
You get +60 back on the money portion — points that work at every other brand.
Paid
No receipts. No math.
Bill240.00 EGP
Points paid−180
Card covered60.00 EGP
You earned+60
Where points come from
Everything funnels into one balance.
You're already earning value in three places. ULT just stops it from going to waste.
Telco perks
Your line comes with perks you forget exist. They land in the same balance now.
Every purchase
Pay with ULT anywhere in the coalition and the money portion earns you more ULT. It compounds.
The color language
Lime means you earned.
Pink means you spent.
The whole app speaks two colors. You never have to read the fine print to know which way the value moved.
Earn
+120
Every earn glows lime. Calm when it's routine, lit when it's a milestone — a big earn gets its own little celebration.
Spend
−300
Spending points reads pink — a moment of delight, not a loss. That's the point of points: burning them feels good.
Money & security
Your card is tokenized and never shared.
Plain talk: the merchant never sees your card number. Not once.
Your card is tokenized — merchants get a stand-in code, never the real number.
Connections are encrypted in transit, end to end.
You confirm every scan before any money leaves your card.
Your balance lives with your account, not your device — new phone, same points.
Try it on your next coffee.
Two minutes to set up. Then every payment starts paying you back.